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Texas Legislation

The 83rd regular session of the Texas Legislature is underway.  We are closely following asset-building bills as they are introduced in both the House of Representatives and the Senate.  We are also monitoring specific asset-building policy issues this session including stronger regulation for payday and auto-title loans in Texas and any changes in asset limits.

Below is a list of asset-building bills introduced this session:

Matched Savings Programs

HB 445 Rep. Dukes
Relating to the creation of the individual development account program to provide savings incentives and opportunities for certain foster children to pursue home ownership, postsecondary education, and business development
(Companion bill to SB 980)

SB 980 Senator Davis
Relating to the creation of the individual development account program to provide savings incentives and opportunities for certain foster children to pursue home ownership, postsecondary education, and business development.
(Companion bill to HB 445)

Financial Education and Related Services

HB 362 Rep. Guillen  
Relating to the transfer of adult education and literacy programs from the Texas Education Agency to the Texas  Workforce Commission.
(Companion bill to SB 307)

SB 307 Senator Huffman
Relating to the transfer of adult education and literacy programs from the Texas Education Agency to the Texas Workforce Commission.
(Companion bill to HB 362)

HB 1634 Rep. Dukes
Relating to assistance and education regarding personal finance for certain children in foster care.
(Companion bill to SB 1589)

SB 1589 Senator Zaffirini
Relating to assistance and education regarding personal finance for certain children in foster care.
(Companion bill to HB 1634)

SB 1590 Senator Zaffirini
Relating to requirements for personal financial literacy training offered by public school districts and public universities.

HB 3486 Rep. Villarreal
Relating to financial inclusion through financial coaching and removal of other barriers to saving for economically disadvantaged persons.

HB 2662 Rep. Farney
Relating to requiring a personal financial literacy credit for graduation under the recommended and advanced high school programs.

HB 3845 Rep. Eddie Rodriguez
Relating to the financial stability of recipients of the supplemental nutrition assistance program.

Payday, Auto Title, and Consumer Loans Regulations

HB 420  Rep. Farias
Relating to requiring that certain notices and disclosures provided by credit access businesses be in foreign languages.

HB 1715 Rep. Pickett
Relating to limitations on the renewal of deferred presentment transactions and motor vehicle title loans.

SB 1001 Senators Davis and Rodriguez
Relating to extensions of consumer credit a credit services organization obtains for a consumer or assists a consumer in obtaining.

SB 823 Senator Carona
Relating to authorized acquisition and delinquency charges for certain consumer loans.

SB 824 Senator Carona
Relating to the administrative fee authorized for certain consumer loans; changing the amount of the fee.

HB 1040 Rep. Anchia
Relating to the repayment of certain extensions of consumer credit facilitated by a credit access business.

HB 1886 Rep. Farias
Relating to requirements applicable to certain credit services organizations and certain extensions of consumer credit the organizations obtain for a consumer or assist a consumer in obtaining.

HB 2019 Rep. Craddick
Relating to a limitation on the total charges in connection with certain extensions of consumer credit facilitated by a credit services organization.

HB 786 Rep. Eddie Rodriguez
Relating to extensions of consumer credit a credit services organization obtains for a consumer or assists a consumer in obtaining.

SB 1247 Senator Carona
Relating to certain extensions of consumer credit facilitated by credit access businesses; providing a civil penalty.
(Companion bill to HB 2706)

HB 2706 Rep. Villarreal
Relating to certain extensions of consumer credit facilitated by credit access businesses; providing a civil penalty.
(Companion bill to SB 1247) 

HB 3033 Rep. Eddie Rodriguez
Relating to the confidentiality of information contained in credit access business license applications.

SB 1715 Senator Davis
Relating to a requirement that a credit access business include copies of its agreements with third-party lenders in an application for a license.

HB 737 Rep. Farias
Relating to the extension of consumer credit to certain members of the Texas National Guard and armed forces of the United States and their dependents; providing a penalty.

HB 3019 Rep. McClendon
Relating to certain extensions of consumer credit facilitated by a credit access business for certain military personnel or their dependents.

Post-Secondary Education/College Access

HB 30 Rep. Branch
Relating to measures to facilitate the transfer of students within the public higher education system and the timely graduation of students from public institutions of higher education.

EITC

HB 196 Rep. Farias
Relating to a study on the number of taxpayers claiming the federal earned income tax credit.

HB 271 Rep. Farias
Relating to requiring the comptroller to assess ways to expand the provision of information about the federal earned income tax credit.

HB 2561 Rep. Farias
Relating to the regulation of persons who facilitate the issuance of tax refund anticipation checks.