Resources: Consumer Protections
2025 RAISE Texas Summit: Strengthening Regulations for Earned Wage Access, Buy Now Pay Later & Solar Panels
Understanding Earned Wage Access & Buy Now Pay Later Apps (Briana Gordley, Texas Appleseed, 2025)
Pathfinders Buy Now Pay Later/Earned Wage Access Apps Survey (Pathfinders, 2025)
Dimming the Benefits of Residential Solar in Texas (Ann Baddour, Texas Appleseed, 2025)
Report: Dimming the Benefits of Residential Solar in Texas (Texas Appleseed, 2024)
Financial Technology: Products Have Benefits and Risks to Underserved Consumers, and Regulatory Clarity Is Needed (United States Government Accountability Office, 2023)
2021 Earned Wage Access Data Findings (California Department of Financial Protection and Innovation, 2021)
Not Free: The Large Hidden Costs of Small-Dollar Loans Made Through Cash Advance Apps (Center For Responsible Lenders, 2024)
Consumer Use of Buy Now, Pay Later: Insights from the CFPB Making Ends Meet Survey (Consumer Financial Protection Bureau, 2023)
Issue Brief: Consumer Understanding of Buy Now, Pay Later in California (Consumer Federation of America and Center for Responsible Lending, 2023)
Payday and Auto Title Lending in Texas Dashboard by Texas Appleseed
Texas Fair Lending Alliance website
